i've got my first appointment set up for thursday and will see how it goes. i need to get switched over to kaiser, because a) they don't fill prescriptions that other doctors have written. b) they don't cover all my drugs so i have to get my drugs switched over to something they do cover.
i feel like this could be interesting. it seems like a good premise... if it works. if they treat the people like patients and really act as though they care about their health, this system will work. if all they are looking at is the bottom line and how to make as much money as possible, it won't.
it all started because of a $1200+ bill i received from going to the doctor for asthma. i had no idea my bill would be that high, and fighting it is frustrating. i feel like kaiser will eliminate all surprise medical bills. i called to make my appointment today and the guy flat out said, "your co-pay will be $15." and then said, "do you have... and listed off health conditions- so that he could get me in to the system as needing further treatment.
the next thing that led me to switch over was the cancellation of my old policy and the shockingly high price of the next available PPO. i just couldn't afford it, and the other HMO available didn't seem as organized as kaiser.
this is an experiment for a year. if i don't like it, next year i can go back. but i'm giving it a shot. i'll still be better off than millions of other americans.