so i have two options- start saving or spend like i usually do.
1- start saving- protects me in case i lose my job. it will mean i have money to live off of while i look for another job, which could take awhile with everything that's going on.
2- spend like i usually do- which is good for the rest of the economy. if i start keeping all my money, then the stores i patronize don't earn as much money, and they have to lay people off. and its all trickle down from there. ( i realize that my paltry amount of disposable income doesn't affect anything. but when you add it to EVERYONES' disposable income- that's when it all starts making a difference.)
i think i'm going to try for a happy medium. not as much starbucks (for someone who doesn't drink coffee, i go in for a lot of black tea lemonades.) cut out the pedicures completely (except for the pre-vegas one i'm getting thursday night.) hour massage instead of hour and a half? ( i only get massages once every month and a half.) eat lunch in more often?
i worry about what i'd do if i lost my job. a lot. more than i should. they haven't talked about layoffs yet- but i think i should be prepared, just in case its me.
one interesting thing happened yesterday- i was having a prescription refilled, and insurance denied it for whatever stupid reason. the pharmacy called them- and they said, "we don't know why we're denying it, but we are." so i asked how much it was going to be out of pocket for me to pay for it until it got straightened out and she said, "$47.08." i usually pay $45 with insurance, so i was like, "fill it- its not a problem." she said, "let me see if i can get you a discount on it because of all of this." so when i went in to pick it up, it was only $27." i think its weird that i got a better deal on it through the pharmacy without insurance than i did with insurance. again, i hate insurance. and i thanked the pharmacist profusely. (i'm still going to try to figure out why they denied it.)